The Karnataka government recently introduced the Gruha Lakshmi Scheme. This program offers a monthly financial assistance of Rs 2000 to the female head of low-income families. The scheme has brought joy across the state. The government has made the process easy for eligible women to receive this aid in their bank accounts. This article provides all the necessary information about the scheme, including how to apply, check application status, and view the Direct Benefit Transfer (DBT) status online.
Gruha Lakshmi Scheme
The Gruha Lakshmi Scheme is a program by the Karnataka Government to help poor families build or renovate their homes. The scheme’s goals are:
- Financial Support for Women: To help women improve their financial situation.
- Enhancing Living Conditions: To provide better housing and improve the living standards of the beneficiaries.
- Poverty Reduction: To help poor families living in minimal conditions by providing financial support. The Karnataka government manages the fund allocation and distribution, and regularly monitors the scheme’s effectiveness.
| Scheme Name | Karnataka Gruha Lakshmi Scheme 2024 |
| Authority | Karnataka Government |
| Beneficiaries | APL, BPL and other Marginal Families in Karnataka |
| Benefits of the Scheme | Rs 2000/- each month |
| Registration Method | Online and Offline |
| Required Documents | Ration Card Number, Aadhar Card Number, Bank Account Number |
| Gruha Lakshmi Portal | Sevasindhuservices.karnataka.gov.in, ahara.kar.nic.in |
Gruha Lakshmi Scheme Eligibility Criteria
To benefit from the Gruha Lakshmi Yojana in Karnataka, families need to meet these criteria:
- Only one woman per household can apply.
- Applicants must live in Karnataka.
- The applying woman should be the family’s head.
- Women who are family heads and hold BPL, Antyodaya, or APL ration cards are eligible.
- Women not currently family heads can adjust their ration cards to become eligible. Families classified as BPL, APL, or Antyoday can benefit from this scheme.
Documents Required to Apply for Gruha Laxmi Scheme
- 2 Passport Size Photographs
- Address proof like Ration card, water bill, electricity bill, etc
- The applicant’s bank account details
- Identity proof like Aadhaar card, Driving Licence, voter ID card, etc
- Mobile Number
- Domicile Certificate
- Bank passbook copy
How to Apply Online for the Gruha Lakshmi Scheme?
- Start by visiting the official website of the scheme.
- On the homepage, find and click on the Gruha Lakshmi Scheme.
- A pop-up box will appear. Click on ‘Proceed to Application’.
- Fill in all the requested details such as personal information, contact details, etc.
- Upload the necessary documents like your Aadhaar card and Ration card.
- Finally, review all the details and submit the application.
Offline Application Process
- Visit your nearest center like Karnataka One office, Bapuji Seva Kendras, etc., to get the application form.
- Print out the form and fill it in with your personal and contact details.
- Attach necessary documents such as your Aadhaar card, ration card, and bank account details.
- Finally, return to the center to submit your completed application.
How to Check Gruha Lakshmi DBT Status?
- Go to ahara.kar.nic.in.
- Select ‘Application Tracker’.
- Enter your ration card number.
- All the details will be shown.
How to Check Gurha Lakshmi Application Status?
- Go to the website sevasindhu.karnataka.gov.in.
- Click on ‘Track your application status’.
- Enter your application number.
- Your application details will appear.
- If there’s an error, it will be shown.
- If there are no errors, you all set.
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